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BiasHigh

UnitedHealth Accused of Deploying Allegedly Flawed AI to Deny Medical Coverage

Occurred
Feb 28, 2023
Published
Feb 8, 2024
Source
AI Incident Database

Summary

UnitedHealthcare allegedly used a faulty AI algorithm with a 90% error rate to override doctors' recommendations and deny health coverage. This AI, developed by NaviHealth, reportedly led to premature discharge from care facilities and substantial out-of-pocket expenses for patients, according to a lawsuit filed in the District Court for Minnesota.

Developers

  • NaviHealth

Deployers

  • UnitedHealthcare

Harmed parties

  • Medicare Advantage Plan Patients
  • Healthcare Providers (Doctors and Therapists)
  • Elderly patients
  • Patients

Tags

  • health insurance
  • coverage denial
  • legal dispute
  • healthcare modeling
  • healthcare algorithms
  • response

Classification

Category confidence: 85%
Severity confidence: 90%

Rationale: AI algorithm errors causing denied coverage and financial harm to patients constitutes a significant discriminatory impact.

Classifier: Qwen/Qwen3.5-35B-A3B-FP8

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