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Purportedly AI-Generated TikTok Ad Impersonating Digital Payments Company OPay Reportedly Led to ₦150,000 (~US$108.86) Loss for Small-Business Operator in Ilorin, Nigeria

Occurred
Jul 24, 2026
Published
Jul 24, 2026
Source
AI Incident Database

Summary

Mohammed Yusuf, a small-business operator in Ilorin, Kwara State, Nigeria, reportedly lost about ₦150,000 (~US$108.86) after responding to a purportedly AI-generated TikTok ad impersonating digital payments company OPay. The ad allegedly promised a free payment terminal and cash grant. A caller reportedly posing as OPay staff requested a one-time password; unauthorized betting-voucher transactions reportedly depleted nearly all the operator's business capital.

Developers

  • Synthetic media generation technology developers
  • Deepfake technology developers
  • Synthetic audio generation technology developers
  • Synthetic video generation technology developers

Deployers

  • Scammers
  • Scammers impersonating OPay
  • Impersonation scammers
  • TikTok scammers
  • Synthetic media creators
  • Deepfake creators

Harmed parties

  • Mohammed Yusuf
  • Small business owners
  • Targets of scammers in Nigeria
  • Epistemic integrity
  • Social media users
  • TikTok users
  • OPay

Classification

Category confidence: 85%
Severity confidence: 90%

Rationale: AI-generated scam ads exploiting platform systems to defraud users, causing financial harm.

Classifier: Qwen/Qwen3.5-35B-A3B-FP8

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